On 1 September 2026, Airwallex launched T:0 publicly. It is the newest AI-native accounting platform in a rapidly forming category, built by one of the best-funded fintechs in the world, fronted by a founder who spent time at Google's X moonshot factory doing computer vision work, and shipped with a genuinely interesting technical premise. If you sell software as a service, T:0 is worth looking at. If you sell physical products on Shopify, T:0 is not for you. Not yet. Probabl
Ten days changed the AI accounting market. T:0 launched from Airwallex on 1 September 2026, Accrual acquired Puzzle's accounting-firm business on 2 September, and Puzzle continues independently for direct startups. If you are a SaaS founder facing the QuickBooks Online August 2026 price increases and wondering which AI-native platform to choose, the decision now comes down to T:0 or Puzzle. This complete comparison from a Certified Puzzle Advisor covers pricing, architecture,